TRANSFORMASI SISTEM PEMBAYARAN DI ERA SOCIETY 5.0 . Prosiding Seminar Nasional Hukum, Bisnis, Sains dan Teknologi, [S. l.], v. 5, n. 1, p. 618–624, 2025. Disponível em: https://ojs.udb.ac.id/HUBISINTEK/article/view/4427. Acesso em: 30 apr. 2026.